Charles Jones in his own words

i was wondering where the social correction was in this thread till i scrolled to paragraph 2. Charles Jones was black.

cut back on interest rates? A co-worker of mine told me about it but i haven't heard about it. If Barack could make that happen, i'd be happy and other people who got credit cards would be happy too. It seems like everytime i make a credit card payment, most of my money gets taken. I went to the bank today and tried to get some money from my card and i was told that i have $74.94 available credit. So when i tried to get the money, the bank teller told me i only have $48.92 available credit. I said what. I said that's not what i was told. So she said there was some interest that was taken and that's why my available credit is low. I was so mad. My payment last week was $89 that i owed and i sent $100. So how is it that they can charge so much interest and my available credit gets lowered? I'm glad i only got one credit card and i make a payment everytime i get paid so i can get the card paid off quick. I owe $2,500 so it's gonna take me about 2 years to pay it off. I filed for bankruptcy a long time ago because i was stupid to get a bunch of credit cards and since i didn't have a steady job, i wasn't able to make payments. But i smartened up and got one card and i made sure i have a steady job. People if you don't have credit cards, don't get them especially if you don't have a steady job. If you have a steady job, get one or 2 credit cards and make payments everytime you get paid because when you make payments everytime you get paid, your credit will stay good. You don't wanna have bad credit because then it's hard for you to get a house, apartment, car.

I just recently joined a car repair insurance company that i saw a commercial for. It's called StopAutoRepairBills.com and they take care of your car repair bills for big repairs like transmission, motor, and other repair jobs that cost a lot of money. They also pay for towing and a car rental while your car is being worked on. I had to pay a down payment of $50 and i'm gonna pay $72.50 a month for 24 months. My first payment is gonna be next weekend. If this insurance doesn't work out, i can cancel at anytime so i'm glad about that because i don't have money to waste. The reason i joined this company is because auto repairs and towing are expensive and i'm tired of coming outta the pocket to pay for that since i can't afford it.

Derek
wheres the car you were gonna buy?
the store you were about to open?
the apt with sauna you were getting?
the shoes you were gonna buy?
the clothes you were gonna buy?
the website you were launching?
moving to texas?
parties you promoted?
moving to nigeria?
the album you were about to drop?
the checks you were about to cash? matter a fact you said you were gettin a tax return on day then forgot you lied and admitted to being a dependant.

I don't understand your response. Are you trying to tell a joke?

Most people don't understand how to use credit. They usually end up in your situation. And many end up with 6k-30k in credit card debt.

If you want to know, I can drop a jewel on it for you.

If u make minimum payments u will get fucked. In most cases, that doesn't even cover the monthly interest, its just designed to keep u further in debt and never come out. (U can't come back, no matter what u do when u fall in the death trap)

20% interest is a SHITLOAD, and money (u owe) doubles quickly at 20%. PAY THAT SHIT OFF!!

Bingo. There's a lot more to it than that, tho.

I love reading charles jones' slang-o-graphs about his poverted life and black hoes.

Are you ready to join our Non Ignorants group now that your car issues are being straightened out?

About CharlesJones

Location
Cleveland, Ohio

Interests
basketball, rap, movies

you're paying $1700+ for that insurance CJ. What kind of car do you drive?

I think Obama should do it. This is American populism at its best, and only the wallstreet types and delusional right-wing pundits will be mad.

Could be a deal if you drive a BMW or BENZ that has a lot of problems. Buy a wreck, let'em fix it back up. LMA:lmao:

i'm still waitin for the punchline...