Dealing with Bankers. The 5 Letters. (FOTL)

[Fatal Guillotine]

Now...
Before you ask any questions I suggest you download a copy of Ballentine's Law, Bouviers Law and a decent financial terms dictionary i.e. Investors Terms.

Then read the letters and ALL of the accompanying instructions.
Then go through every word/term that you do not understand and the ones YOU THINK you understand using the dictionaries you now got free of charge.
It will take you a week at 4-5 hours a day to even begin to grasp what it is you are thinking of doing.
Then think about what questions you need answering.
There should be none
Additional material in relation to this is in the Books and PDFs titled 'Natural Commerce".


Dealing with Bankers….

The following 5 letters have been successfully used by a great many people over the past few years to effectively deal with creditor difficulties. We make no representations to the effectiveness of this strategy and we strongly advise interested parties to seek independent professional or competent advise when
utilizing such strategies.

Letter Number 1:

For use with just about any type of financial obligation issued by a licensed financial institution mortgage, credit card, bank loan etc. (Does not work
if the loan is from a “private” source.)


From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number:___________

To Whom it may concern:

I would like to make arrangements to settle the above referenced matter.
Please provide me with your statement of the amount owing as of ___(pick date 2 weeks out for example)___, together with your assurance that you will accept payment in direct and immediate exchange for the original instrument of indebtedness in its original form.

Thank you very much.

___________________________
by: authorized party


Letter Number 2A:


For use with adjustments in most cases when
you receive the initial response from Letter 1 above,
where they confirm an amount owing and provide
some comment that the “statements” or some other
lame documentation they provide are evidence of the
obligation.


From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number:___________

To Whom it may concern:

Thank you for your letter of __date______, wherein you confirm my outstanding balance as requested.
Also, you have confirmed that the
“statements that _____(name of institution here)____
sends are your evidence of your indebtedness to the
Bank”. (This is a quote from actual bank letter and
wording may vary slightly, but should where possible
be quoted from their letter.)

Accordingly, would you please confirm that the Agreement that exists between us which ratifies this specific application of these “statements” and confirms me as the party obligated to the Bank will be delivered to me as the original instrument of
indebtedness in its original form, in exchange for payment in full of my obligation as may be referenced by these “statements”.

Sincerely,

__________________________________________________
by: authorized party



Letter Number 2B:

For use with adjustments in other cases when
you receive the initial response from Letter 1 above,
where they confirm an amount owing and simply
ignore the second part of the request.


From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number:__________

To Whom it may concern:

Thank you for your letter of ________, wherein you confirm my outstanding balance as
requested.
It is apparent that you have overlooked or ignored my request to confirm that you would accept full payment of the alleged obligation from me in consideration of your delivery to me of the original instrument of indebtedness in its original form.
Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original
instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and
financially settled.

Sincerely,

________________________________________________
by: authorized party


Letter Number 3:



For use with adjustments in other cases when
you receive NO response from Letter #1 above.


From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number:__________

To Whom it may concern:

I have sent you my request as of ___(date)___ for you to confirm the balance owing
on the above referenced matter and for you to confirm that you would accept full payment of the alleged obligation from me in consideration of your delivery to me of the original instrument of indebtedness in its original form.
It is apparent that you have overlooked or ignored my request. Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and financially settled.

Sincerely,

__________________________________________________ ____
by: authorized party



NOTES:

1. The concepts outlined in these documents
will also work for most Court Orders to pay. Simply
change the wording such that you are requesting
confirmation that the court will accept payment in
consideration of their delivery to you of the Original
Order, as duly executed by ___(Judge name)___ and
in its original form (which is the original instrument
of indebtedness).


2. This process will not work with private
lenders because in most cases they can and will
produce the original instrument of indebtedness.



3. If you receive any communication from a
collection agency or lawyer representing the financial
institution, you should follow the concepts outlined
in the above letters but ONLY in direct
correspondence with the financial institution.
NEVER respond to a lawyer or collection agency
with anything other than the concept outlined in
Letter 4 that follows.


Letter Number 4:

For use with when terminating
communication from financial institution’s lawyer or
collection agent.

From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number:___________

To Whom it may concern:

I confirm that I have received a written communication from you dated ___(date)___
wherein you make reference to the above captioned matter.
It is apparent that you are acting on the presumption that some relationship that you may
have with ___(name of bank)___ , is in some way related to me. I am not a party to this implied relationship you have with ___(name of bank)___, either directly, indirectly or by means of any tacit consent.
Accordingly, I do not understand how to respond to you inasmuch as I am unaware of any contractual relationship between us.
As a courtesy and because you may find it helpful, I have attached recent correspondence
between myself and ___(name of bank)___, wherein I have repeatedly offered to settle the mater between myself and ___(name of bank)___.


Sincerely,
___________________________
by: authorized party

c.c file



Letter Number 5:

Alternate for use with when terminating
communication from financial institution’s lawyer or
collection agent.

From: ____________________
Date: ____________________
To: ____________________
Re: ___(Credit Card, bank loan, mortgage,
etc.)
Account Number: __________

To Whom it may concern:

I confirm that I have received a written communication from you addressed to
_____________ and dated ____________ wherein you make reference to the above captioned matter.

It is apparent that either:
i) you are acting on the presumption that some relationship that you may have with
__(name of bank)__, is in some way related to me, which if such presumption is the case, I confirm that I am not a party to this implied relationship you have with __(name of bank)__, either directly, indirectly or by means of any tacit consent, and accordingly, I do
not understand how to respond to you inasmuch as I am unaware of any contractual relationship between us; or
ii) you have entered into a contractual relationship inclusive of evidence of consideration
paid to or agreed to be paid to __(name of bank)__, which contractual relationship has caused you to become the legal holder in due course of an alleged
obligation between ____________ and __(name of
bank)__.
If indeed you have entered into such a contractual relationship with __(name of bank)__, as set forth in clause ii) above, then I hereby confirm that I accept your offer to reduce the amount of the alleged obligation from $______ to $______; and I confirm that I would like to make arrangements for settlement of the above referenced matter immediately upon you providing me with your written and legally binding assurance that you will
accept payment in full settlement of this alleged obligation in direct and immediate exchange for the original instrument of indebtedness in its original
form that you must now be holding pursuant to the aforesaid contractual arrangement between you and __(name of bank)__.

Sincerely,

_____________________________________________
by: authorized party


NOTE: underlined portion in last paragraph
may be omitted if not applicable.












What is right and wrong DOES matter in life:

All the money in existence in our monetary systems has been borrowed at interest from a bank. When all currency in the system is borrowed at interest, there is NO MATHEMATICAL WAY to pay one penny of interest without pushing some people off the table via cancellation of their obligations to pay principal through bankruptcy, or through the kind of cancellation programs offered.

Reform must come from the side of dissatisfied customers, because the lenders have NO
motivation to move away from their current position of power and influence.

If people who favour the customer over the lender are able to use the law to stimulate change, any imbalance created by giving people their real estate for free will best correct itself
through a change in banking laws and practice, NOT through perpetuation of the present system of GRAND THEFT of the entire wealth of society by the banking cartels.

Under the present system, someone HAS to get something for NOTHING. There is no other way.

Either the bankers continue to get interest payments for NOTHING at risk, or customers get free real estate after "borrowing" money that was created out of NOTHING and having the "loan" either canceled for fraud, or discharged bankruptcy, or the lender
gets the real estate from the customer for NOTHING, following a foreclosure on the loan that was created out of NOTHING.
The answer is to stop basing bank lending on NOTHING.

The federal courts in Canada have stated that either the common man wake up and use the common law, the rights and freedoms available to him....or lose it for ever.






That is your choice.

[Sham-iLL]

so u need a debt first to do this right

[Fatal Guillotine]

For balance...

If you have a debt you believe is unenforceable go to your local cab, or get in touch with one of the other free money advice services who can check your agreement.

If you have knowingly received credit from somewhere and the agreement is lawful you will have received monies that you would not have otherwise and are honour bound to uphold your end of the agreement even if you recognize yourself as a freeman.

If you are having trouble making repayments there are recognized lawful ways to decrease the payments you need to make

[Fatal Guillotine]

up

[joe@itagain]

"Debt Forgiveness" Matt. 18:21-27 can only apply to sovereign states. I like this post but these letters do not tackle the problem at its root. You can ask for some kind of "authorization papers" from the institution in question all you want, but UCC regulation states that in the interest of "good faith" a document can be forged in regards to a Minor, which is the people I guess your talking to, to push economic growth. Example, in most contracts, not all do your research kids, it will have a protection for the company that authorizes the trade of your information to whoever they see fit with an appointed signature, nor do they need to prove so. As far as courts go, if your not in your propria personna, asking for any jurisdiction or authorization in the matter at hand is futile. Tell the truth from the grain, judges nor lawyers according to the constitution are not lawfully practicing unless they themselves are sovereign. Which is impossible by definition. There is a difference between "court" and a "court room". I'm not going to explain it all yall have to look it up.

[Fatal Guillotine]

Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original
instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and
financially settled.

Sincerely,

At this point in the letters you really want to demonstrate a new agreement and enter definite new terms, rather than just 'I consider the matter between us settled" well thats what you consider but what if they dont consider it closed? Personally I would find it preferable to enter your terms at this point, so somthing like.

You have 14 days as of receipt of this notice to confirm that you will accept payment from me in consideration of your delivery to me of the original
instrument of indebtedness in its original form. Failure to respond will be considered your agreement to --> Enter your terms <--

Sincerely


at another look you could make it even simpler if you want to keep the orignal letter but create a new agreement you simply change the word "I" to "You" in the line "and I will thereafter consider the matter between us to have been legally and
financially settled." and you will now have a new agreement

[Tao Mentality]

one should be in debt.

The mere fact that we are trapped and exploited in a game created by legal wizadry is reason enough to rebel.

Theyre profiting off our pain and ignorance. And these undergrond legal heads like Divine Minister Plenipotentiary Noble Æmer Kernel C. validate there method of keeping us locked down when they go into these court rooms seeking respect and dignity like these people have the right to give it and take it away.

They've never had any jurisdiction over any one of us to begin with. Theyve never had any right to enslave us and bring us into a life of debt via contract trickery. They never were a morally developed group to begin with yet few think we can find justice morality equality and fair treatment in their court rooms?

They used their religion to enslave us. They use capitalism and democracy to justify our enslavement. That being true, why would we believe that we can attain true freedom through their legal system? Its only another institution that has empowered them and degraded us from the point it was created up to now. Its either get locked up or stay locked down, thats the only avenues that we have in this nation, and getting an advanced understanding of their policiy is not going to change that. This legal maze is a game to them and its also how they justify their mistreatment of people in their minds. If we try to obtain justice through it were telling them that the behavior(contract terrorism) is ok and putting fuel to the fire.

We need new policy. We need a new Justice System. We need to live by a law that weve agreed upon. A law that reflects who we are and what weve been about historically. If they can create there own law why cant we create ours?

[Tao Mentality]

Its just more evidence that its time for change...Its a conspiracy that we can prove yet we dont look at it that way.

[cutn' heads]

or you could pay your bills and not borrow money that you cant repay. crazy concept, i know.

[G.O.D.F.A.T.H.A.]

This is some great hivorvilious yitachini brotolic unitized information.

[joe@itagain]

Accordingly, unless I receive your written confirmation that you will accept payment from me in consideration of your delivery to me of the original
instrument of indebtedness in its original form on or before ____(pick a date like 15 days from sending the letter)____, I will conclude that you are either unable or unwilling to comply, and I will thereafter consider the matter between us to have been legally and
financially settled.

Sincerely,

At this point in the letters you really want to demonstrate a new agreement and enter definite new terms, rather than just 'I consider the matter between us settled" well thats what you consider but what if they dont consider it closed? Personally I would find it preferable to enter your terms at this point, so somthing like.

You have 14 days as of receipt of this notice to confirm that you will accept payment from me in consideration of your delivery to me of the original
instrument of indebtedness in its original form. Failure to respond will be considered your agreement to --> Enter your terms <--

Sincerely


at another look you could make it even simpler if you want to keep the original letter but create a new agreement you simply change the word "I" to "You" in the line "and I will thereafter consider the matter between us to have been legally and
financially settled." and you will now have a new agreement

While your method may be in good intention, it still does not attack the problem at its source. What if they DO respond back? Even if they don't, if your not lawfully in your propria personna, your legal name in all caps is not owned by you so you cannot build a contract on that level that holds any weight as a minor.

My theory is most people on here need to get sovereign first so you can be in control of your strawman, only then will can make contract on behalf of your company. The chances that these debt companies might "slip up" and enter into a contract getting you off the hook is....marginal.

Like Jay-Z said..."If your waiting for the end of the dynasty, it will seem like forever is a mighty long time."

These debtors known what there doing...hell there the reason why your in debt in the first place. Even if you pay all your bills on time, a perfect credit score, your in debt if your a citizen. Paper work, processing, storage, travel, maintenance, staff checks, upkeep, protection....all these things are debts you as a consumer MUST pay. If your a consumer aint no getting around it. The only way for them to make money is for YOU as a consumer to pay their bills. Pimp 101.

This is nothing wrong with being a consumer, but the problem is that the US gov't was founded on murder, rape, deception, and homicide. Who wants to be a consumer of that? You were contracted in it unwillingly when your were born and your mother signed that birth certificate signing away your birth rights.

And since you entered into a contract as a minor, you must know THERE IS an exist clause. What does that mean? It means there is a clause in your contract if applied by that said person or entity it makes the contract null and void.

I'm not going to get into the process but I'll tell you this, the first step is to do history of yourself. Find out what is your nationality. Its the one international power that gives a people ground on any issue. Lawfully....European, African, african american, american, black, white, colored, negro, caucasian,...etc ARE NOT NATIONALITIES. These are color-able law terms used to trick the person into self-incorporating his self with something inhumane.
Example, people in China are Chinese. But...Their nationality is Manchurian. In America their are Native Americans which break down into tribes via Wichita, Cherokee, Navoho,...

Who are you?

Thats why they could say in the constittion "negros are 1/3 of a person". They weren't talking about the actual "physical" black person, they were just referring to anybody your CLAIMS themselves to be that, in law. You see, its not a nationality.

Who are you?

Your enemy knows...why don't you?

[Tao Mentality]

why cant we take all the evidence of that and use it to wake people up to it? Youre telling us that we can take control of our company or corporation and just walk away as freeman? Your saying that there is a law that these people will honor? Im having a dififcult time believing that.

[joe@itagain]

why cant we take all the evidence of that and use it to wake people up to it? Youre telling us that we can take control of our company or corporation and just walk away as freeman? Your saying that there is a law that these people will honor? Im having a dififcult time believing that.

Because most people are in a slave mentality, they were born into it. The United States gov't HAS to honor the treaties and law that was set forth BEFORE they got to so called "America". There was a gov't and constitution of the Moors in North America before Christobal Colon(Christopher Columbus) got here. George Washington had to get permission from the Moorish King to build a United States(a corporation) of America and a Articles of Confederation of its peoples within the 1787 Moorish Constituion gov't.

The King agreed as long as it was affirmed that the juristiction belonged to his peoples, not theirs. George agreed, with a hidden agenda cause as you know he was a mason. George was actually the 8th President of the US of America. A Moor(so called black) was the first President because the English didn't know what they were doing, they were knew to the concept of a President's duties and Congress was still new. Obama was NOT the first "Black" president like they told you.

AL LAW or Allah, is based on Moorish principles. They are the creators of Written Law and Common Law inspired by The Most High. All nations learned from us and formed "corporations" with their own legal preferences.

What I'm saying is, your in a corporation, with incorporated entities(persons), that are bound by the legal preferences. But since you were incorporated as a minor, the law CANNOT hold you in captivity if you legally proclaim your nationality and declare yourself a sovereign.

The Supreme Court honors this because if they did not, the sovereigns of the nation would uprise and "wake up" the masses in enormous numbers in the matrix. The people is the gov't greatest value; Not money. If they have the minds of the people, money is no object.

Citizens(corporate wards) in court are called "pro se". Thats why the courts bring in a
"pro se cuter", because its his job to prove you are guilty and what charges the court can make off the person. If your a minor, your guilty by default you can't even represent your corporate status. Some unknown company owns your status.

If your sovereign, the "pro se cuter" can not say nothing to you because your not in "pro se" status.

Nor can the Judge impose juristiction on your because NO JUDGE in this country can sit a bench without their propria personna. And if you are part of the American Bar Association because its a private non-profit corporation, which DO NOT give out liscence to practice in any state because its unlawful to The Constitution of the US.

Thats right, lawyers nor judges are allowed to practice law in this country....unless your a corporate ward of THEIR corporate system. All lawyer and judges know THIS. And if they don't, the're bosses do. And many of judges get fired because they didn't know their legal status trying to impose juristictions on soveriegn peoples so they sue them.

The Bible was an early written "common law" document, mixed with genealogy and moral principles.

Thats why I referenced Matthew verse on "Debt Forgiveness."

Now back to the subject at hand. No law can hold you to a debt when you entered into that contract as a MINOR. Savy?! Debtors know this, but they assume you don't know any better so people don't challenge them.

[cutn' heads]

i dont believe that any of that is true.

[joe@itagain]

^I don't believe that you don't believe that. Your either scared of the thought, in denial, or are just too dumb to prove why you don't believe it.